cutmyinterestnow.com

WHY ARE WE SO EXCITED?!?!?

We have found a program that we feel compelled to share with our friends and neighbors that is helping us pay off our mortgage and consumer debts in 10.4 years, saving us thousands of dollars, and helping us fund our retirement sooner!  The Money Merge Account Program is an online money management solution that uses proven financial strategies to make every penny you earn work smarter for you. It is customized to your exact situation and will tell you what to do with your money to maximize its potential every minute of the day.  It determine the fastest way to cancel interest and eliminate debt on your home, cars, credit cards and any other debts you have.  The best part is that it is simple to use and with your financial “dashboard” you will be able to see exactly where you are financially 24 hours a day 7 days a week.

In a matter of minutes we where able to see exactly what this great program could do for our family & you can do the same! Just go to  www.payoffinterestnow.com.    

I know it may seem too good to be true… we thought so too!…..imagine having no mortgage payment… being totally paid off in ½ to 1/3 the time!. With the help of the Money Merge Account Program, Joel and I are on track to pay our 30 year mortgage AND consumer debt off in 10.4 years.  It will change our lives and I know that it can do the same for you as well! 

Don’t put it off any longer! Just like us, you can sleep better at night by taking the guesswork out of your finances.  With the help of the Money Merge Program you can fund your retirement and investments, own your home free and clear have a better life – debt free! 

Yours Truly,

Jennifer Loranger

 (208) 830-4139

For more information go to www.cutmyinterestnow.com 

United First Financial, Money Merge Account

Debt free, mortgage acceleration, pay off early

Does investing your hard earned dollars in the stock market make your nervous???  How about a proven wealth building strategy that will act as your financial GPS system – getting you from where you are today to where you have always wanted to be?

We have found a program that is already helping tens of thousands of homeowners pay off their mortgages as well as their consumer debt on average in 8 to 12 years.  The Money Merge Account Program is an online money management solution that uses proven financial strategies to make every penny you earn work smarter for you. This program is customized to your exact situation and will tell you based on your past, present and forecasted income and expenses when and what to do with your money to maximize its potential every minute of the day.  It will take away all of the guesswork from your finances.  Using complex math algorithms it will factor the faster way to cancel interest and eliminate your debt on your primary residence, investment properties, commercial loans, installment loans, and credit cards.  The best part is that it is easy to use and with your financial “dashboard” you will be able to see exactly where you are financially 24 hours a day 7 days a week.

In a matter of minutes we can take a quick look at where you are financially to see exactly what this great program could do for you and your family.  The only information we will need from you will be loan balances, monthly payments, interest rates and your current income information.  There is no refinancing required, this program works in conjunction with your existing loan. Give us 20 minutes and we will give you a financial game plan and a five page analysis showing you step by step how The Money Merge Account can help you.

I know it may seem too good to be true… imagine having no mortgage payment… being totally paid off in ½ to 1/3 the time. The program also includes a lifetime of coaching, free program upgrades, unlimited property transfers, and much much more!!! 

I would like to introduce Jennifer Loranger and Darin Stubbs as the team leaders for the Money Merge Account. She will work exclusively within our office so you will always receive the same professional service you have grown accustom to receiving from us.  You can call me or call Jennifer (830-4139) or Darin at 208-794-2877 directly to set up an appointment either over the phone or in person. 

THROUGH THE END OF NOVEMBER WE ARE OFFERING A FREE PROSPERITY AND WEALTH BUILDING KIT AND DVD - CALL (208) 794-2877.

This information will be sent by mail, no cost and no obligation.

Don’t put it off any longer! We can help you sleep better at night in these uncertain times by taking the guesswork out of your finances.  Get started on the right track by visiting our informative website at www.cutmyinterestnow.com.   With the help of the Money Merge Program you can fund your retirement and investments, own your home free and clear have a better life – debt free! 

Yours Truly,

Audrey D’Orazio

Mortgage Planner

Yet another top industry professional joining the United First Financial Team to market the Money Merge Account to their clients.  This is a copy of a great letter sent to previous , REFI, Purchase money mortgage, HELOC and construction loan clients.

Use the Power of the Money Merge Account to cancell interest, accelerate your mortgage, and become debt free! Join up with the team at www.cutmyinterestnow.com and help your clients become debt free!!

Darin Stubbs

Branch Manager

darin@cutmyinterestnow.com

Okay… So  you are a mortgage broker, realtor, insurance agent, or outside sales rep… Have you ever wondered how you could get the competitive edge on your competition?  Then you need to seriously look at adding the Money Merge Account with all its power to your current portfolio of offerings.

Imagine adding a hudge new revenue stream to your personal income or companies income be adding a program that will help your customers to pay of their homes in 1/2 to 1/3 of the time without the need to refi.

This is what I have been doing now for several months and have nearly 200 agents in 12 different states now marketing the MMA program!!

If the idea of a few thousand dollars a months sounds great, or even a new income stream that can exceed what you are doing now, $10,000.00, or $15,000.00 or even over $25,000.00 per month then you better e-mail me or call me…

Don’t miss what Personal Real Estate Magazine says, “what represents a seismic shift” in the mortgage business.

Something to stop thinking about and just get started with the Money Merge Account from United First Financial. Go to www.cutmyinterestnow.com  and see what you need to do.

Darin Stubbs

Branch Manager

It’s true!! Some good news for the average homeowner regarding your mortgage!! We all love the technology we use each day. Everything has changed because of technology!! Medicine, telecommunications, flight & travel, construction techniques, internet, cell phones, iPods, everything is different all around us except… your mortgage.

Let me ask you a question… Do you know when the mortgage loan was invented??? How many years ago? 50? 60? More…?  Would you believe about 90 years ago?  Can you imagine using any piece of technology from 90 years ago? Yet everyday that is what 97% of Americans do.

Let me ask you another question. Who owns the tallest building in your town? I bet it’s a bank. What is it about interest that banks are not telling us?  Why are the banks the wealthiest industry in the world?  Do you know how much the banking industry made in net profits in the last 12 months???  The big 4 oil companies made 80 billion!! The banks made 500% more or $400,000,000,000.00!!! That’s right $400 Billion in net profit.  How did they do that?

We have all heard about the “sub-prime” mortgage mess, so if that is true how did the banking system still clear “record profits”?

Take a look at your mortgage. According to Fannie Mae 85% of all Americans sell or refinance their mortgage every 5 years!! That means that during that 5 year window that you keep your mortgage, upwards of 90% of what you paid in payments to your lender was INTEREST!!  Also know as pure profit!!

The key is what type of interest? Most people don’t really know… it is call front loaded fully amortized interest. This means the bank gets paid their money first!!! And later in the loan you start to pay off your balance.  In fact it takes 21 years to pay down the first 50% of your balance and during the last 9 years of a 30 year loan you pay off the other 50% of your balance. The problem is 85 % of Americans only keep their loan for 5 years!! Remember this loan was invented by bankers to benefit the banks!!

Why would any of us do this?  Why would we stay in a loan that has not changed much since it was invented 90 years ago?  Mainly because we don’t really have any other choice… until now!

What if you could pay off your home in ½ to 1/3 the time? What if you could do this without refinancing, with no change to your current mortgage payment, and with little or no change in your lifestyle!

Sounds too good to be true?   What if I told you that systems like this had been in use in Australia and New Zealand for over 20 years!! And in Ireland, Scotland, England & Spain for almost 15 years!!

Several years ago, 5 entrepreneurs from Draper Utah, about 20 minutes south of Salt Lake City, had one of those WOW ideas. One of those moments that according to Andrew Waite of Personal Real Estate Magazine, “… represents a seismic shift in the mortgage business and can deliver wealth and savings to consumers…”

The Money Merge Account, the brainchild of United First Financial is the hosted solution that will help you change everything you thought you knew about your mortgage. 

What the Money Merge Account does is work on some key principals. First is the mathematical reality of Interest Cancellation. This is a way of eliminating future interest and payments by banking smarter today. The money merge account tells you when and how much to move your money from your current accounts to maximize and save you the most amount of interest today and in the future!!

Next the Money Merge Account helps you to budget, forecast and guide you to zero debt in the shortest time possible. Think of the Money Merge Account as a financial GPS. 

You start with your current debts, a line of credit whether it is personal, business, or a HELOC, your current credit cards, and finally your checking and savings account. 

The Money Merge Account, or MMA, From United First Financial will use Interest accumulation, interest float, interest cancellation and strategic payoff principals, to help you accelerate your mortgage and cancel interest on all of your debts. Using this amazing system will help you to pay off in ½ to 1/3 the time!!

Too good to be true… Check out all the information on the principals of interest cancellation and mortgage acceleration at www.cutmyinterestnow.com.  Once you arrive at this well done and informative site you can watch a variety of videos from 4 to 18 minutes that will explain the process. Additionally there are numerous articles from major industry publications that use third party verification to validate the Money Merge Account.  Read how Ernst & Young awarded the 5 founders of United First Financial their Entrepreneurs of the Year Award for financial services companies.

And finally input your information for a free analysis of the Money Merge Account on your finances.  There is No SSN# required, No credit check, and No account numbers needed to receive this 5 page report. Put it to the test and you will be excited to see the undeniable results of what the Money Merge Account can do for you and your family.  What would you do if you had no mortgage payment???

What United First Financial is doing is using 21^st century technology on a 90 year old financial vehicle.  Remember what Albert Einstein said, “The definition of insanity is doing the same thing over and over and being stupid enough to expect a different result.” 

Go to www.cutmyinterestnow.com and find out for yourself what hundreds of thousands of homeowners just like you have found… You have a choice… pay for 30 years or pay for 8 to 12 years…

Darin Stubbs

Branch Manager